Owatonna vs St. Cloud: Physical Therapist Salary (2026)
Compare physical therapist salaries between Owatonna, MN and St. Cloud, MN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Owatonna, MN | St. Cloud, MN |
|---|---|---|
| Median Salary | $101,854▲ | $101,087 |
| Hourly Rate | $48.97▲ | $48.60 |
| Entry Level (P10) | $75,875 | $77,562▲ |
| 25th Percentile | $83,758 | $88,771▲ |
| 75th Percentile | $117,281▲ | $116,415 |
| Top Earner (P90) | $127,062▲ | $126,835 |
| Total Employed | 6 | 180▲ |
Verdict
Owatonna, MN offers better overall compensation for physical therapists, winning 3 out of 4 metrics compared to St. Cloud.
The salary gap between Owatonna and St. Cloud is $767 (0.76%). Owatonna's median is -3.26% compared to the US national median of $105,288.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Owatonna spans $51,187,St. Cloud spans $49,273. Owatonna has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, St. Cloud ($115,354 effective) pays 11.56% more than Owatonna ($103,405 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Owatonna if…
- ✓Higher median salary ($101,854/year)
- ✓Better top-earner potential ($127,062)
- ✓You prefer the Minnesota area and lifestyle
Choose St. Cloud if…
- ✓Larger job market (180 employed)
- ✓Better purchasing power (CoL-adjusted: $115,354)
- ✓You prefer the Minnesota area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, physical therapist salaries in Owatonna grew 10.5% from 2024 to 2025, compared to 19.8% growth in St. Cloud over the same period.
Owatonna, MN
$89,958 (2024) → $99,409 (2025)
St. Cloud, MN
$82,350 (2019) → $98,660 (2025)
View Full Salary Data
Owatonna, MN
St. Cloud, MN
Frequently Asked Questions
Which city pays physical therapists more: Owatonna or St. Cloud?
What is the hourly rate difference between Owatonna and St. Cloud?
Should I relocate from Owatonna to St. Cloud as a physical therapist?
What do entry-level physical therapists earn in Owatonna vs St. Cloud?
Related Comparisons
Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.46% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov