Physical Therapist Pay

Entry-Level Physical Therapist Salary in Cedar Falls, IA: $75,299 (2026)

Quick Answer:New physical therapists entering the Cedar Falls, IA job market in 2026 can expect a starting salary around $75,299 (BLS 10th-percentile benchmark for SOC 29-1123, projected from 2025 OEWS data). Stripping out Cedar Falls's local price level (BEA RPP 90.410% below national), a first-year paycheck buys what $83,295 would in average-cost America. Most reach the city median ($101,694) within a few years of clinical practice.

$75,299
Starting Salary
$36.20/hr
Starting Hourly
$75,299
Entry Level
$101,694
Career Median Target

Based on BLS state-level estimates · View source

Physical Therapist Entry Level Salary in Cedar Falls, IA — 2026 est., based on 2025 BLS
Cedar Falls, IA physical therapist entry level salary overview (2026 est., based on 2025 BLS)

New graduates entering the physical therapy field in Cedar Falls, IA, should set realistic salary expectations as they navigate the early stages of their careers. The starting physical therapist salary in Cedar Falls for 2026 is projected to be around $75,299, considerably lower than the median annual salary of $101,694 in the city. This gap highlights the natural progression that new grads can anticipate, moving from entry-level wages toward the median after a few years of experience. Over the first 3 to 5 years, it’s common for new physical therapists to expect their salaries to increase gradually, with the 25th percentile pay rising to $89,563 as they establish their skills and work experiences in various settings. Overall, Cedar Falls presents a reasonable job market for new graduates, especially given its lower cost of living index at 90.4 compared to the national average.

About the Cedar Falls Market

Salary estimated from Iowa average ($86,000) adjusted for local cost of living.

Career Earnings Timeline in Cedar Falls

Year 0-2

New Graduate

$75,299/yr
Year 2-5

Early Career

$89,563/yr
Year 5-10

Mid Career

$101,694/yr
Year 10+

Experienced

$116,769/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Cedar Falls

Vertical bar chart of 10th through 90th percentile salaries for physical therapists in Cedar Falls. The median salary is $101,694, compared to the national median of $105,288.$67.8K$84.0K$100.3K$116.5K$132.8K$75.3K10th Pctl$89.6K25th Pctl$101.7KMedian$116.8K75th Pctl$126.5K90th PctlUS Median$105.3K

Entry-level physical therapists in Cedar Falls, IA typically start between $75,299 and $89,563 per year (2026 est.). The full salary range spans $51,152 from the 10th to 90th percentile, with the local median at $101,6943.41% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of physical therapist pay in the Cedar Falls metro area.

Return on Investment

$105,000
Avg IA Program Cost
$75,299
Starting Salary
139.44%
Cost-to-Salary Ratio
1.4 yr
Payback Estimate

The average physical therapy program cost in Iowa of $105,000 represents just 139.44% of the starting physical therapist pay ($75,299/year) in Cedar Falls. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on CAPTE-accredited Doctor of Physical Therapy programs. Tuition varies substantially between public in-state DPT programs and private institutions; most programs require a prerequisite bachelor's degree.

PT Salary Negotiation Tips for New Graduates in Cedar Falls

  • 1Research the Cedar Falls market: entry-level physical therapist pay ranges from $75,299 to $89,563, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the physical therapy field — employers in IA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Cedar Falls, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Cedar Falls for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Cedar Falls's below-average cost of living means your starting salary goes further here compared to many larger metro areas.

Physical Therapist Compensation Range

The physical therapist wage spread in Cedar Falls is $51,152 ( 67.93%) between entry-level and top earners. Starting at $75,299, experienced hygienists can earn up to $126,451.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$59,182

2025 BLS Actual

$73,491

2026 Current Est.

$75,299

2019–2027 Growth

+30.4%

Salary Trajectory for Physical Therapists in Cedar Falls (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.

BLS Actual Estimated Projected
Salary trajectory chart for physical therapists in Cedar Falls. Baseline $59,182 in 2025, projected to $77,151 by 2027.$51.7K$59.1K$66.5K$74.0K$81.4K2019202020212022202320242025202620272025 BLS$59.2K$60.5K$59.0K$64.7K$68.8K$55.9K$73.5K$75.3K$77.2K
YearAnnual SalaryStatus
2019$59,182Actual
2020$60,525Actual
2021$59,000Actual
2022$64,698Actual
2023$68,842Actual
2024$55,917Actual
2025$73,491Actual
2026(current)$75,299Estimated
2027$77,151Projected

Entry-level physical therapist compensation (10th percentile) in Cedar Falls, IA grew 24.2% over 7 years based on actual BLS metropolitan area surveys, rising from $59,182 in 2019 to $73,491 in 2025. By 2027, starting salaries are projected to reach $77,151. New graduates entering the Cedar Falls job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Cedar Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your physical therapy Career in Cedar Falls

In Cedar Falls, multiple healthcare employers actively seek to hire new graduates in physical therapy. Outpatient orthopedic chains like ATI, Select Medical, and Athletico tend to be primary employers, offering structured productivity ramps that help new graduates ease into their roles. While often offering lower starting salaries compared to hospital systems, these settings can include productivity bonuses. Recently, some regional hospital systems have introduced residency programs aimed at leading to board certification, which enhances the skills and employability of early-career professionals. Obtaining a Doctor of Physical Therapy (DPT) degree from a CAPTE-accredited program, passing the NPTE national exam, and securing a state PT license are essential first steps, while optional residencies and board specializations (OCS, SCS) can significantly boost earning potential. Taking proactive steps in these early years—including engaging with APTA resources—can develop a clearer career trajectory, leading to realistic salary growth as new grads transition through their first three years in the field.

Frequently Asked Questions

What is the starting salary for physical therapists in Cedar Falls in 2026?

Entry-level physical therapists in Cedar Falls start at approximately $75,299/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.46% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $36.20/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do physical therapist salaries grow in Cedar Falls?

Most physical therapists in Cedar Falls progress from the entry-level salary of $75,299 to the area median of $101,694 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $126,451 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is physical therapy school worth it in Cedar Falls?

With a starting salary of $75,299/year in Cedar Falls and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new physical therapists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new physical therapists make right out of school in Cedar Falls?

New physical therapy graduates in Cedar Falls typically start near the 10th percentile at $75,299/year, or approximately $36.20/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a physical therapist in Iowa?

To become a licensed physical therapist in Iowa, you typically need doctor of physical therapy (dpt) degree from an accredited program., then pass the required national and state licensing examinations. Most states, including Iowa, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some physical therapists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Iowa

AM

Written by Alex Morgan, DPT

Career Analyst

Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.

Clinically reviewed by Jordan Lee, DPTData verified by Maria Garcia, DPT

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new physical therapy graduates. A 2.46% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Cedar Falls. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Cedar Falls is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).

Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov

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