Entry-Level Physical Therapist Salary in Florence, KY: $76,043 (2026)
Quick Answer:New physical therapists entering the Florence, KY job market in 2026 can expect a starting salary around $76,043 (BLS 10th-percentile benchmark for SOC 29-1123, projected from 2025 OEWS data). Stripping out Florence's local price level (BEA RPP 89.3 — 11% below national), a first-year paycheck buys what $85,155 would in average-cost America. Most reach the city median ($98,503) within a few years of clinical practice.
Based on BLS state-level estimates · View source

For new graduates entering the physical therapy profession in Florence, KY, realistic starting salaries in 2026 are projected to begin at approximately $76,043. This entry-level salary is notably lower than the city’s median annual salary of $98,503, suggesting there is a significant gap to bridge as they progress in their careers. New grads can anticipate growth opportunities as they gain experience, moving from the starting range toward the 25th percentile at around $82,970 and eventually to the median. Given the competitive job market in Florence, which is projected to grow at an annual rate of 2.46%, this city presents a favorable environment for fresh graduates looking to establish themselves in the field of physical therapy.
About the Florence Market
Salary estimated from Kentucky average ($92,000) adjusted for local cost of living.
Career Earnings Timeline in Florence
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Florence
Entry-level physical therapists in Florence, KY typically start between $76,043 and $82,970 per year (2026 est.). The full salary range spans $46,731 from the 10th to 90th percentile, with the local median at $98,503 — 6.44% below the national median.
Return on Investment
The average physical therapy program cost in Kentucky of $90,000 represents just 118.35% of the starting physical therapist pay ($76,043/year) in Florence. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates based on CAPTE-accredited Doctor of Physical Therapy programs. Tuition varies substantially between public in-state DPT programs and private institutions; most programs require a prerequisite bachelor's degree.
PT Salary Negotiation Tips for New Graduates in Florence
- 1Research the Florence market: entry-level physical therapist pay ranges from $76,043 to $82,970, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the physical therapy field — employers in KY often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Florence, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Florence for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Florence's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Physical Therapist Compensation Range
The physical therapist wage spread in Florence is $46,731 ( 61.45%) between entry-level and top earners. Starting at $76,043, experienced hygienists can earn up to $122,774.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$59,766
2025 BLS Actual
$74,217
2026 Current Est.
$76,043
2019–2027 Growth
+30.4%
Salary Trajectory for Physical Therapists in Florence (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $59,766 | Actual |
| 2020 | $61,123 | Actual |
| 2021 | $59,583 | Actual |
| 2022 | $65,337 | Actual |
| 2023 | $69,522 | Actual |
| 2024 | $61,672 | Actual |
| 2025 | $74,217 | Actual |
| 2026(current) | $76,043 | Estimated |
| 2027 | $77,913 | Projected |
Entry-level physical therapist compensation (10th percentile) in Florence, KY grew 24.2% over 7 years based on actual BLS metropolitan area surveys, rising from $59,766 in 2019 to $74,217 in 2025. By 2027, starting salaries are projected to reach $77,913. New graduates entering the Florence job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Florence metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your physical therapy Career in Florence
Employers in Florence that typically hire entry-level physical therapists include outpatient orthopedic chains such as ATI and Select Medical, which often provide structured productivity ramps suitable for new DPT graduates. These employers, while competitive, may offer lower starting pay compared to hospital systems, which often sponsor residency programs leading to board certification. In skilled nursing facilities like Genesis and RehabCare, new therapists might find higher initial salaries. Earning potential can be enhanced by holding a DPT degree from a CAPTE-accredited program and obtaining necessary credentials such as the NPTE national exam and state PT license. New grads can also consider optional residencies and fellowships for board specialization in areas like orthopedic or sports therapy, which are valuable in this market. Realistically, early-career therapists can expect to see incremental salary increases as they gain experience and adapt to the evolving industry, particularly in light of pressures like reimbursement cuts from CMS that affect overall productivity expectations.
More salary data for Florence, KY:
Frequently Asked Questions
What is the starting salary for physical therapists in Florence in 2026?
How fast do physical therapist salaries grow in Florence?
Is physical therapy school worth it in Florence?
What do new physical therapists make right out of school in Florence?
How do I become a physical therapist in Kentucky?
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Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new physical therapy graduates. A 2.46% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Florence. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Florence is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov