Physical Therapist Pay

Entry-Level Physical Therapist Salary in Annapolis, MD: $84,444 (2026)

Quick Answer:New physical therapists entering the Annapolis, MD job market in 2026 can expect a starting salary around $84,444 (BLS 10th-percentile benchmark for SOC 29-1123, projected from 2025 OEWS data). Stripping out Annapolis's local price level (BEA RPP 109.39% above national), a first-year paycheck buys what $77,259 would in average-cost America. Most reach the city median ($112,561) within a few years of clinical practice.

$84,444
Starting Salary
$40.59/hr
Starting Hourly
$84,444
Entry Level
$112,561
Career Median Target

Based on BLS state-level estimates · View source

Physical Therapist Entry Level Salary in Annapolis, MD — 2026 est., based on 2025 BLS
Annapolis, MD physical therapist entry level salary overview (2026 est., based on 2025 BLS)

For physical therapists starting their careers in Annapolis, Maryland, the entry-level opportunities present a promising outlook. In 2026, the minimum starting salary is projected to be $84,444, which is considerably lower than the city median of $112,561. However, early-career therapists can expect a gradual increase in salary as they move from the 10th percentile to the 25th percentile, reaching approximately $93,001 within just a couple of years. This upward trajectory indicates that the Annapolis job market remains favorable for new graduates, providing them a chance to grow both professionally and financially in the early stages of their practice.

About the Annapolis Market

Salary estimated from Maryland average ($100,000) adjusted for local cost of living.

Career Earnings Timeline in Annapolis

Year 0-2

New Graduate

$84,444/yr
Year 2-5

Early Career

$93,001/yr
Year 5-10

Mid Career

$112,561/yr
Year 10+

Experienced

$127,437/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Annapolis

Vertical bar chart of 10th through 90th percentile salaries for physical therapists in Annapolis. The median salary is $112,561, compared to the national median of $105,288.$76.0K$95.9K$115.9K$135.8K$155.7K$84.4K10th Pctl$93.0K25th Pctl$112.6KMedian$127.4K75th Pctl$148.3K90th PctlUS Median$105.3K

Entry-level physical therapists in Annapolis, MD typically start between $84,444 and $93,001 per year (2026 est.). The full salary range spans $63,886 from the 10th to 90th percentile, with the local median at $112,5616.91% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of physical therapist pay in the Annapolis metro area.

Return on Investment

$125,000
Avg MD Program Cost
$84,444
Starting Salary
148.03%
Cost-to-Salary Ratio
1.5 yr
Payback Estimate

The average physical therapy program cost in Maryland of $125,000 represents just 148.03% of the starting physical therapist pay ($84,444/year) in Annapolis. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on CAPTE-accredited Doctor of Physical Therapy programs. Tuition varies substantially between public in-state DPT programs and private institutions; most programs require a prerequisite bachelor's degree.

PT Salary Negotiation Tips for New Graduates in Annapolis

  • 1Research the Annapolis market: entry-level physical therapist pay ranges from $84,444 to $93,001, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the physical therapy field — employers in MD often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Annapolis, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Annapolis for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Annapolis's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Physical Therapist Compensation Range

The physical therapist wage spread in Annapolis is $63,886 ( 75.65%) between entry-level and top earners. Starting at $84,444, experienced hygienists can earn up to $148,330.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$66,370

2025 BLS Actual

$82,417

2026 Current Est.

$84,444

2019–2027 Growth

+30.4%

Salary Trajectory for Physical Therapists in Annapolis (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.

BLS Actual Estimated Projected
Salary trajectory chart for physical therapists in Annapolis. Baseline $66,370 in 2025, projected to $86,522 by 2027.$62.1K$69.2K$76.3K$83.5K$90.6K2019202020212022202320242025202620272025 BLS$66.4K$67.9K$66.2K$72.6K$77.2K$78.7K$82.4K$84.4K$86.5K
YearAnnual SalaryStatus
2019$66,370Actual
2020$67,876Actual
2021$66,167Actual
2022$72,556Actual
2023$77,203Actual
2024$78,660Actual
2025$82,417Actual
2026(current)$84,444Estimated
2027$86,522Projected

Entry-level physical therapist compensation (10th percentile) in Annapolis, MD grew 24.2% over 7 years based on actual BLS metropolitan area surveys, rising from $66,370 in 2019 to $82,417 in 2025. By 2027, starting salaries are projected to reach $86,522. New graduates entering the Annapolis job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Annapolis metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your physical therapy Career in Annapolis

New grad physical therapist pay in MD can vary significantly depending on the type of employer. Outpatient orthopedic chains, such as ATI and Athletico, tend to hire the majority of recent DPT graduates, offering structured productivity ramps and bonuses, though initial pay may be lower. In contrast, hospital systems often provide residency programs that lead to board certification, which can increase both pay and job marketability. For aspiring physical therapists, obtaining a Doctor of Physical Therapy (DPT) degree from a CAPTE-accredited program, passing the NPTE national exam, and securing a state PT license are essential steps. Participation in optional residency or fellowship programs can also enhance earning potential. As therapists progress through the first few years of their careers, realistic salary growth expectations align with industry pressures, making continuous learning and specialization key elements for boosting financial success in this competitive field.

Frequently Asked Questions

What is the starting salary for physical therapists in Annapolis in 2026?

Entry-level physical therapists in Annapolis start at approximately $84,444/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.46% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $40.60/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do physical therapist salaries grow in Annapolis?

Most physical therapists in Annapolis progress from the entry-level salary of $84,444 to the area median of $112,561 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $148,330 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is physical therapy school worth it in Annapolis?

With a starting salary of $84,444/year in Annapolis and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new physical therapists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new physical therapists make right out of school in Annapolis?

New physical therapy graduates in Annapolis typically start near the 10th percentile at $84,444/year, or approximately $40.60/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a physical therapist in Maryland?

To become a licensed physical therapist in Maryland, you typically need doctor of physical therapy (dpt) degree from an accredited program., then pass the required national and state licensing examinations. Most states, including Maryland, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some physical therapists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Maryland

AM

Written by Alex Morgan, DPT

Career Analyst

Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.

Clinically reviewed by Jordan Lee, DPTData verified by Maria Garcia, DPT

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new physical therapy graduates. A 2.46% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Annapolis. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Annapolis is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).

Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov

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