Physical Therapist Hourly Pay in Loveland, CO: $41.75 (2026)
Quick Answer:Hourly pay for a physical therapist working in Loveland, CO runs $41.75 at the median for 2026 — annualizing to $86,844 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-1123). Weighted against Loveland's regional price level (BEA RPP 105.0, 5% above national), each hour of work buys what $39.76 nationally would. A 24-hour part-time schedule grosses $52,107 per year.
Based on BLS state-level estimates · View source
In Loveland, Colorado, physical therapists earn a median hourly pay of $41.75, which is notably lower than the national median of $50.62. This disparity may influence the earning potential of part-time workers, such as those who operate on a 3-day work week, where they can expect compensation about $31.57 at entry-level positions. Many therapists who are employed in various environments—be it outpatient clinics, skilled nursing facilities, or home health settings—can benefit from flexible scheduling. Some may choose per-diem roles, where they can command higher rates, reflecting their skills. The hourly pay range in Loveland extends from $31.57 to $53.91, providing ample opportunity for advancement based on experience and specialty.
About the Loveland Market
Salary estimated from Colorado average ($93,000) adjusted for local cost of living.
Physical Therapist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.57 | $252.54 |
| Lower Range (P25) | $34.86 | $278.86 |
| Median (P50) | $41.75 | $334.02 |
| Upper Range (P75) | $48.95 | $391.56 |
| Top Earners (P90) | $53.91 | $431.32 |
Estimated Annual Income by Work Schedule in Loveland
Based on $41.75/hr median hourly rate · 2026 est.
At $41.75/hr, a physical therapist working full-time (40 hr/wk) in Loveland, CO can expect to earn approximately $86,845 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $50,103. With a cost-of-living index of 105.00 (above the national average), these earnings may be offset by higher expenses in Loveland.
Hourly Rate Calculator
Schedule Comparison in Loveland
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,670.10 | $7,237 | $86,845 |
| Part-Time (24 hrs) | $1,002.06 | $4,342 | $52,107 |
| Per Diem (16 hrs) | $668.04 | $2,895 | $34,738 |
Compare PT Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Physical Therapist (Loveland) | $41.75 |
| Physical Therapist Assistant (National Avg) | $31.26 |
| Occupational Therapist (National Avg) | $47.00 |
| Chiropractor (National Avg) | $36.85 |
| Exercise Physiologist (National Avg) | $26.75 |
Physical Therapists in Loveland, CO earn a median of $86,844 per year (2026 est.), which is 17.52% lower than the national median of $105,288 and 15.40% below the Colorado state average of $102,653.
Physical Therapist Hourly Pay vs. Cost of Living
Working 24h/week at $41.75/hr = $52,107/year (purchasing power: $49,626).
Working 40h/week (full-time) = $86,845/year (purchasing power: $82,710).
CoL index: 105 (100 = national average).
2019 BLS Actual
$35.47/hr
2025 BLS Actual
$40.75/hr
2026 Current Est.
$41.75/hr
2019–2027 Growth
+20.6%
Hourly Rate Trajectory for Physical Therapists in Loveland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $35.47/hr | Actual |
| 2020 | $36.09/hr | Actual |
| 2021 | $37.92/hr | Actual |
| 2022 | $38.75/hr | Actual |
| 2023 | $39.54/hr | Actual |
| 2024 | $45.36/hr | Actual |
| 2025 | $40.75/hr | Actual |
| 2026(current) | $41.75/hr | Estimated |
| 2027 | $42.78/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for physical therapists in Loveland grew 14.9% from $35.47/hr (2019) to $40.75/hr (2025). At a 2.46% projected growth rate, hourly pay is expected to reach $42.78/hr by 2027. Part-time and per-diem physical therapists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Loveland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Physical Therapist in Loveland
Looking deeper into the financial landscape, a part-time physical therapist working 24 hours a week could anticipate an annual take-home significantly lower than that of their full-time counterparts, especially given Loveland’s health care ecosystem. Per diem physical therapists in Loveland may find the potential to earn between $50 and $75 hourly, depending on the demand and specific skill sets offered. Additionally, travel physical therapy contracts provide lucrative incentives, often netting between $1,800-$2,800 weekly when stipends are included. The varied employer types—ranging from private outpatient orthopedic clinics to inpatient rehab hospitals—contribute to the differences in hourly pay rates. Many therapists face a choice between higher hourly wages without benefits and lower wages with insurance coverage. A focused negotiation strategy can make a significant difference; understanding the local market and emphasizing specialized certifications such as OCS can provide leverage when discussing pay, especially in a competitive environment such as Loveland, Colorado.
More salary data for Loveland, CO:
Frequently Asked Questions
What is the hourly rate for physical therapists in Loveland in 2026?
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Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.46% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for physical therapists in Loveland. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Loveland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov