Physical Therapist Salary in Germantown, WI: $97,113 (2026)
Quick Answer:A full-time physical therapist in Germantown, WI earns a median $97,113/year (≈ $46.69/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1123). Once you factor in Germantown's price level (7% below national, BEA RPP 93.4), that paycheck buys what $103,975 would nationally. Nominal pay sits 5.3% below the Wisconsin state average.
Based on BLS state-level estimates · View source
In Germantown, Wisconsin, the anticipated median annual physical therapist salary for 2026 is $97,113, reflecting a competitive market despite a national median of $105,288, which indicates a gap of nearly 7.76%. Physical therapists in this city can expect earnings that range from $75,088 at the 10th percentile to $123,913 at the 90th percentile, showcasing a diverse pay scale. These figures, derived from 2025 BLS estimates and adjusted for local economic conditions, highlight the area's unique compensation dynamics. With rising demand for specialized care, particularly in cash-pay models for sports and orthopedic therapy, the upper end of this salary range may become more prevalent as practices adapt to patient preferences and market trends.
About the Germantown Market
Salary estimated from Wisconsin average ($92,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,088 | $36.10 |
| Lower Range (P25) | $85,257 | $40.98 |
| Median (P50)(typical) | $97,113 | $46.69 |
| Upper Range (P75) | $113,820 | $54.72 |
| Top Earners (P90) | $123,913 | $59.57 |
Median Salary Position
7.76% below the national average
2026 Salary Percentile Distribution in Germantown
In Germantown, WI, the physical therapist salary spread from the 10th to 90th percentile is $48,825 (2026 est.). At $97,113, the local median is 7.76% below the national median of $105,288.
Salary Calculator
At 40 hours/week in Germantown: You'd be in the lower-middle range
How Germantown Physical Therapist Pay Compares
Germantown median: $97,113/year (2026)
| Compared To | Median Salary | Germantown Pays |
|---|---|---|
| Wisconsin Average | $102,548 | -5.30% less |
| National Average | $105,288 | -7.76% less |
Physical Therapists in Germantown, WI earn a median of $97,113 per year (2026 est.), which is 7.76% lower than the national median of $105,288 and 5.30% below the Wisconsin state average of $102,548.
Cost-of-Living Adjusted Salary
Germantown has a cost of living 6.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Germantown, WI has a cost-of-living index of 93.4 (below the national average of 100). A physical therapist earning $97,113 nominally has purchasing power equivalent to $103,975 in an average-cost city — an effective 7.07% boost.
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2019 BLS Actual
$82,495
2025 BLS Actual
$94,781
2026 Current Est.
$97,113
2019–2027 Growth
+20.6%
Salary Trajectory for Physical Therapists in Germantown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $82,495 | Actual |
| 2020 | $83,943 | Actual |
| 2021 | $88,195 | Actual |
| 2022 | $90,132 | Actual |
| 2023 | $91,968 | Actual |
| 2024 | $81,402 | Actual |
| 2025 | $94,781 | Actual |
| 2026(current) | $97,113 | Estimated |
| 2027 | $99,502 | Projected |
Based on 7 years of BLS OEWS data for the Germantown metropolitan area, the median physical therapist salary grew 14.9% from $82,495 (2019) to $94,781 (2025). At a 2.46% compound annual growth rate, salaries are projected to reach $99,502 by 2027 — a total increase of $17,007 (20.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Germantown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,088 – $85,257 |
| 3-5 years (Mid Career) | $85,257 – $97,113 |
| 5+ years (Experienced) | $97,113 – $113,820 |
| 10+ years (Top Earner) | $113,820 – $123,913 |
PT salary ranges estimated from BLS percentile data. Individual physical therapist compensation varies by employer, certifications, and specialization.
Physical Therapist Job Market in Germantown
Focusing on the local job market, Germantown has a relatively small number of six employed physical therapists, which could limit competition and influence salary levels. The cost of living index in the area is 93.4, meaning expenses are below the national average, which could enhance take-home value for practitioners. Employers such as outpatient orthopedic clinics like Athletico tend to offer competitive pay, often augmented by productivity incentives and bonuses. The variation in physical therapist pay in Germantown can be affected by factors such as expected patient visit volumes, certifications like OCS or SCS, and whether one is engaged in cash-pay or insurance-based practices. Physical therapists seeking to maximize earnings in this market should consider specializing in high-demand areas or exploring roles in settings like sports medicine or rehabilitation, where higher remuneration aligns with increased productivity expectations.
More salary data for Germantown, WI:
Frequently Asked Questions
How much do physical therapists make in Germantown, WI in 2026?
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Can physical therapists make $100K in Germantown?
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Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $94,781 for physical therapistsin the Germantown metropolitan area. A 2.46% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Germantown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov