Senior Physical Therapist Salary in Ottumwa, IA: $115,435 (2026)
Quick Answer:The top tier of physical therapists working in Ottumwa, IA — those at or above the 90th percentile — pull in $115,435/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-1123. Strip back Ottumwa's price premium (BEA RPP 90.4, 10% below national) and that top-decile pay carries the same buying power as $127,694 in average-cost America. The 24% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source

In 2026, experienced physical therapists in Ottumwa, IA can anticipate a substantial compensation advantage, with top earners in the field reaching around $115,435 annually. This upper echelon of salaries, represented by the 90th percentile, significantly exceeds the city’s median annual salary of $92,932. Compared to the national median salary of $105,288, Ottumwa’s top physical therapist salary reflects a distinct regional variance, providing an enticing opportunity for seasoned professionals. Achieving this level of compensation typically requires over seven years of specialized experience and a commitment to lifelong learning, which may include advanced certifications and participation in professional organizations such as the APTA.
About the Ottumwa Market
Salary estimated from Iowa average ($86,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Ottumwa
Experienced physical therapists at the top of the pay scale in Ottumwa earn between $106,974 and $115,435 per year (2026 est.). This $38,518 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Ottumwa median of $92,932 sits 11.74% below the US median.
Top PT Salary Comparison
| Level | Ottumwa | National |
|---|---|---|
| Median (P50) | $92,932 | $105,288 |
| 75th Percentile | $106,974 | $124,141 |
| 90th Percentile (Top 10%) | $115,435 | $138,464 |
In Ottumwa, experienced physical therapists (P90) earn 24.21% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Physical Therapist Pay in Ottumwa
Advanced Certifications in Iowa
IA physical therapists with additional specialty certifications within the physical therapy field earn significantly above the $92,932 median. Expanded-scope credentials are increasingly valued by Ottumwa employers.
Specialty Focus
Physical Therapists focusing on high-acuity or specialty areas within the physical therapy field in Ottumwa command premium compensation, often reaching the $106,974–$115,435 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Ottumwa metro area often pay above-market rates for experienced physical therapists who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured physical therapists in Ottumwa with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Physical Therapists in Iowa who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Physical Therapist Career & Wage Growth Path in Ottumwa
Clinical Physical Therapist
0-5 yearsSenior/Lead Physical Therapist
5-10 yearsPhysical Therapist Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedOttumwa ranks #22 of 26 Iowa cities for top earner physical therapist salary (90th percentile: $115,435).
Top 10% physical therapist compensation in Ottumwa ($115,435) is 7.94% below the Iowa average P90 ($125,393).
2019 BLS Actual
$103,993
2025 BLS Actual
$112,663
2026 Current Est.
$115,435
2019–2027 Growth
+13.7%
Salary Trajectory for Physical Therapists in Ottumwa (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.46% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,993 | Actual |
| 2020 | $105,693 | Actual |
| 2021 | $105,969 | Actual |
| 2022 | $107,403 | Actual |
| 2023 | $109,103 | Actual |
| 2024 | $89,612 | Actual |
| 2025 | $112,663 | Actual |
| 2026(current) | $115,435 | Estimated |
| 2027 | $118,274 | Projected |
Top-earning physical therapists (90th percentile) in Ottumwa saw their compensation grow 8.3% from $103,993 in 2019 to $112,663 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 2.46% annual growth rate, senior-level pay is projected to reach $118,274 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ottumwa metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.46% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Physical Therapist Earnings in Ottumwa
Opportunities for senior physical therapists in Ottumwa can vary significantly based on specialization and employer type. For instance, those focusing on orthopedic or sports-related therapies often see higher pay compared to peers in general rehabilitation settings. Positions within outpatient orthopedic clinics or specialized sports medicine facilities may offer not only lucrative salaries but also bonuses tied to productivity. As physical therapists climb the career ladder, they may find pathways to leadership roles such as clinic directors or faculty positions at academic institutions, each with associated compensation enhancements. Advanced credentials, such as obtaining a DPT and passing board specialization exams, can further elevate potential earnings. Beyond direct salary, factors like insurance reimbursement models and performance metrics also influence overall compensation, with travel PT roles offering unique financial incentives that can enrich the overall earning experience in Ottumwa and beyond.
More salary data for Ottumwa, IA:
Frequently Asked Questions
How much do experienced physical therapists make in Ottumwa in 2026?
What drives higher physical therapist pay in Ottumwa?
What certifications boost physical therapist salary in Ottumwa?
Can experienced physical therapists make six figures in Ottumwa?
How much does physical therapist salary increase over time in Ottumwa?
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Written by Alex Morgan, DPT
Career Analyst
Alex Morgan has over 10 years of experience in physical therapy. They specialize in orthopedic rehabilitation. Alex works in a private practice setting.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $112,663 for physical therapists in the Ottumwa metro area. A 2.46% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Ottumwa is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.46%, derived from historical BLS wage trends for physical therapists (SOC 29-1123).
Compiled and verified by Alex Morgan, DPT, a licensed physical therapist with 10+ years of clinical experience. · View source data at BLS.gov